Quick facts
Employee Contribution Range
1% to 50% of eligible pay per pay period (up to legal limits)
Safe Harbor Matching Contribution
100% of combined pre-tax and Roth salary deferral contributions (including catch-up), up to a maximum of 6% of eligible annual pay
Matching Eligibility
Begins first day of calendar month following first anniversary of employment, if credited with at least 1,000 hours of service during first year and making own contributions
Vesting
Employee contributions, rollover contributions, and safe harbor matching contributions are 100% vested at all times; Company-Funded 401(k) Account also 100% vested; Company-Funded Profit Sharing Account subject to 6-year vesting schedule
Hardship Withdrawal
Available under IRS guidelines, or any time after age 59½; up to $5,000 within one year of birth/adoption of child
Recordkeeping Fee
approximately $8.30 per participant per year, paid in four quarterly installments
Investment Advisory/Consulting Fee
approximately $0.06 per participant per quarter
Loan Origination Fee
$50
More details (8)
Residential Loan Paperwork Review Fee
$45
Loan Payment Rejection Fee (NSF)
$25
Check Fee (per distribution)
$15 per distribution
Overnight Check Service Fee
$25 per check
QDRO Account Setup Fee
$425
QDRO Earnings Calculation Fee
$50
Walmart Common Stock Transaction/Dividend Reinvestment Fee
$0.028 per share
Default Investment (QDIA)
myRetirement Fund series based on year of birth
Carrier contact
(888) 968-4015 — member services
Your member ID card: check the carrier website or app, or ask HR for a copy.
Plan documents
Confirm details with your carrier for current plan information.